TRADE WITH PRECISION.

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Nature of Forex Trading

Foreign exchange trading involves simultaneously buying one currency and selling another. Currency prices are highly volatile and influenced by economic data releases, geopolitical events, central bank policies, and global market sentiment.

Unlike stocks, the Forex market is a decentralized over-the-counter (OTC) market operating 24 hours a day, five days a week, across multiple time zones and regulatory jurisdictions.

• Forex prices can move rapidly and unpredictably, even within seconds.
• Past performance of any strategy or methodology is not indicative of future results.
• Leverage amplifies both profits and losses equally.
• Market gaps and slippage may result in orders filled at worse prices than expected.

Leverage and Margin Risk

Leveraged trading means you only deposit a fraction of the full trade value to open a position. While leverage can magnify profits, it equally magnifies losses — it is possible to lose more than your initial deposit.

Never trade with money you cannot afford to lose. Margin calls may require additional deposits on short notice. Failure to meet margin calls may result in forced closure of your positions at a loss.

Educational Purpose Only

PMG Traders Academy provides educational content, training, live sessions, and community access strictly for educational and informational purposes only. Nothing communicated through our courses, videos, community, or social media constitutes:

• Financial advice or investment advice of any kind
• A solicitation or recommendation to buy or sell any financial instrument
• A guarantee of profits or trading success
• A promise of specific trading results or performance

All trade examples, chart analyses, and strategies are provided for educational illustration only. Individual results will vary based on experience, risk tolerance, capital, discipline, and market conditions.

No Guaranteed Results

PMG Traders Academy makes no representation that following our methodology will result in profits. The Forex market is inherently uncertain, and no trading system guarantees success. Testimonials represent individual experiences and are not representative of results all students may achieve. Many traders lose money.

Market and Operational Risks

• Technology Risk: Internet outages or platform failures can prevent order execution or cause erroneous trades.
• Liquidity Risk: During low-liquidity periods or major news events, spreads can widen significantly.
• Counterparty Risk: The broker or financial institution you use carries its own risk. Always trade with a regulated, reputable broker.
• Regulatory Risk: Changes in government regulation may affect your ability to trade or access funds.
• Psychological Risk: Emotional decision-making, overtrading, and revenge trading are among the most significant causes of trader losses.

Regulatory Compliance

PMG Traders Academy is an educational institution and is not a registered broker, investment advisor, financial planner, or portfolio manager under SEBI, RBI, FCA, NFA, CFTC, ASIC, or any other financial regulatory authority. We do not manage client funds.

You are solely responsible for ensuring your trading activities comply with the laws of your country or jurisdiction. Trading Forex or CFDs may be restricted or prohibited in certain jurisdictions.

Independent Due Diligence

Before making any trading or investment decision, conduct your own independent research and consider your personal financial situation, investment objectives, experience level, and risk appetite. We strongly recommend consulting with a licensed financial advisor before engaging in any leveraged trading activity.

PMG Traders Academy and its instructors, staff, and affiliates are not liable for any trading losses, financial damages, or consequential losses arising from the use of our educational materials.

Acceptance of Risk

By enrolling in any PMG Traders Academy course or engaging with our platforms, you acknowledge and agree that:

• You have read, understood, and accepted all risks described in this disclosure.
• Forex trading involves substantial risk of loss and is not appropriate for everyone.
• You are solely responsible for all trading decisions and their outcomes.
• PMG Traders Academy bears no liability for any financial losses incurred through trading.
• You are of legal age in your jurisdiction to participate in trading activities.

Information We Collect

How We Use Your Information

• Processing your enrollment and providing access to purchased courses and community content.
• Sending essential service communications including payment confirmations and course updates.
• Responding to your enquiries, support requests, and feedback.
• Improving the quality and delivery of our educational content.
• Sending promotional communications where you have given consent (opt-out available anytime).
• Detecting, preventing, and addressing technical issues, fraud, or misuse of our platforms.
• Complying with applicable legal obligations.

Legal Basis for Processing

We process your data under applicable laws including India's Digital Personal Data Protection Act (DPDPA) 2023 and the Information Technology Act, 2000:

• Contractual Necessity: Processing required to fulfill your enrollment and provide purchased services.
• Consent: For marketing communications and optional cookies. Consent may be withdrawn at any time.
• Legitimate Interests: To improve services, prevent fraud, and ensure security.
• Legal Obligation: Where required by applicable law or government authority.

Data Sharing & Disclosure

We do not sell, rent, or trade your personal information to any third party. We may share your data only in limited circumstances:

• Service Providers: Trusted vendors (Razorpay, WhatsApp, hosting) bound by confidentiality agreements.
• Legal Requirements: Where disclosure is required by law, court order, or regulatory authority.
• Business Transfers: In a merger or acquisition, with prior notice provided to you.
• With Your Consent: In any other circumstance, only with your explicit prior consent.

Payment & Financial Data

All payment transactions are processed through Razorpay, a PCI-DSS compliant payment gateway. We do not store, process, or have access to your full card numbers, CVV codes, or net banking credentials. UPI payments are processed through India's NPCI infrastructure. Transaction reference IDs are retained for payment verification and accounting purposes only.

Cookies & Tracking

Our website uses cookies to enhance your experience, understand usage patterns, and improve content relevance.

You can control or disable cookies through your browser settings. Disabling cookies may affect website functionality.

Data Retention

• Enrollment Records: Duration of membership plus 3 years for legal compliance.
• Payment Records: 7 years in compliance with financial regulations.
• Communication Logs: Up to 2 years from the date of last communication.
• Website Analytics: Aggregated and anonymized; retained up to 26 months.

When data is no longer required, it is securely deleted or anonymized in accordance with applicable data protection standards.

Your Rights

Under India's DPDPA 2023 and applicable laws, you have the following rights:

• Right to Access: Request a copy of the personal data we hold about you.
• Right to Correction: Request correction of inaccurate or incomplete data.
• Right to Erasure: Request deletion of your data, subject to legal retention requirements.
• Right to Withdraw Consent: Withdraw consent for marketing at any time.
• Right to Grievance Redressal: Raise concerns with our data protection contact.
• Right to Nominate: Nominate another individual to exercise rights on your behalf.

To exercise any of the above rights, contact us via WhatsApp at +91 96996 62292. We will respond within 30 days.

Children's Privacy

Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from anyone under 18. If you believe your child has provided us personal information, please contact us immediately and we will delete such data from our systems.

Data Security

We implement appropriate technical and organizational security measures including SSL/TLS encryption, restricted access on a need-to-know basis, PCI-DSS compliant payment processors, and regular review of our data practices. However, no method of transmission over the internet is 100% secure and we cannot guarantee absolute security.

Third-Party Links

Our website may contain links to third-party websites including payment gateways, social media platforms, and broker websites. These sites have their own privacy policies, and we have no control over their content or practices. Our inclusion of a third-party link does not imply endorsement of that website or its privacy practices.

Changes to this Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date and, where appropriate, notify you via WhatsApp or email. Continued use of our services after modifications indicates acceptance of the updated policy.